Underearners Anonymous is a Twelve Step Fellowship of people who have come together to help themselves and one another recover from underearning.
Underearning is many things, not all of which are about money. While the most visible consequence is the inability to provide for one’s needs, including future needs, underearning is also about the inability to fully acknowledge and express our capabilities and competencies. It is about underachieving, or under-being, no matter how much money we make.
The Tools of UA include, and reinforce, the tried and true tools of recovery provided by the Twelve Steps. Members of UA also utilize additional Tools – both individually and with partners – to support taking action that will create lives that are full, prosperous, and grounded in serenity.
The AA literature used by UA is approved by Alcoholics Anonymous.
Underearners Anonymous was started when Andrew D., a Debtors Anonymous (DA) member in Nyack, New York, persuaded other DA members to form a committee to consider a new fellowship specific to "underearning" in August 2005. The first official Underearners Anonymous meeting was held on October 3, 2005.
Underearners Anonymous continues to adhere to the DA philosophy; hence the emphasis on avoiding unsecured borrowing. However, UA also believes that a healthy relationship with money requires more than just recovery from "incurring unsecured debt", the primary focus of Debtors Anonymous. Many members of Underearners Anonymous are also members of Debtors Anonymous and attend meetings of both organizations.
However, Debtors Anonymous has no affiliation with Underearners Anonymous and neither endorses nor lends the DA name to any outside enterprise. DA, as such, is autonomous and has no opinion on Underearners Anonymous.
Underearners Anonymous has face to face, online and phone meetings. As of fall 2020, meetings were primarily in the U.S. with one in Israel and Canada as well.