12 step fellowship for recovery from overspending or underspending

Spenders Anonymous is a community of women and men sharing their experience, strength and hope as they work toward clarity in their relationship with money.

12 step fellowship for recovery from overspending or underspending
Spenders Anonymous Website

Some of them spend compulsively or take on debt that they do not know how to repay. Some of them lack confidence in their ability to earn money, while others have money but lack the ability to manage it sanely.

What they have in common is their need to work toward serenity in their relationship with money. Their experience is that they cannot do this alone. Through working the program of Spenders Anonymous, they have discovered a greater peace with their spending and money issues.

These are the 15 tools they have found to be helpful:

• Abstinence

• Meetings

• Reading and Writing

• Anonymity

• Phone Calls and Emails

• Service

• Exercise

• Play

• Slogans

• Humor

• Prayer and Meditation

• Sponsorship

One of their definitions of abstinence around money issues is Peaceful Spending.

Their purpose in working the Spenders program is to stop spending compulsively, to take responsibility for their money, and to carry their message of recovery to the compulsive spender who still suffers.

They often use spending to change their unwanted feelings and obsessive thinking. Characteristics of compulsive spending include having emotional pain around spending and money issues; spending money they don’t want to spend or spending money they don’t have; or holding onto money too tightly and not being able to let go of it. The problem is their relationship with money - how they deal with it, which can be over or under spending.

Spenders Anonymous
Spenders Anonymous
  1. Admitted we were powerless over garage sales and that our goods had become unmanageable.
  2. Came to believe that just one more credit card could restore us to solvency.
  3. Made a decision to turn our charges and cash advances over to the care of Visa, as we understood Visa.
  4. Made a searching and fearless inventory of our goods and decided that we needed more.
  5. Admitted to everyone the exact details of our greatest buys.
  6. Became willing to apply for more credit cards and a higher credit limit.
  7. Desperately asked our parents and friends to pay our debts.
  8. Made a list of all persons we thought we could borrow money from and became willing to try them all.
  9. Made direct attempts to borrow from everyone except when to do so might result in a turn-down.
  10. Continued to bounce checks and when we were overdrawn, promptly blamed the bank.
  11. Sought through ads and sales to continue my contact with stores, praying only for money enough to carry that out.
  12. Having had a bankruptcy as a result of these steps, we recommended this way out to others, and continued to practice the con in all our affairs.
Additional Features
Spenders Anonymous Meetings
Spenders Anonymous Meetings

Spenders Anonymous offers face to face meetings. Their website does not seem to be updated very frequently, however.